It seems the credit repair industry is getting crazy these days. Most of my clients within the past 4 weeks have come to me because of these mortgages. It amazes me that very few of these clients did not know about this major detail. They thought they were going to be […]

A lot of my clients ask about whether they should close their current accounts when not in use. The answer is quite simple, NO! Why would anyone who has established good credit on a account want to do something so foolish? My guess is that they are not well educated on credit and how their […]

FICO Scores

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These scores control our financial aspects of our lives on a daily basis. But we as consumers can take control on what our scores truly reflect on our credit reports. Pay your bills on time, do not apply for credit unless absolutely necessary, keep your debt to ratio under 35%, never close accounts in good […]

I decided to get into the Credit Repair & Consulting business when I badly needed credit repair myself and once finished, I raised my score 191 points within three months. I then decided to help family and friends with much success. Wife then suggested to do this for a living and after serious thoughts, I […]