We here at EditYourCredit.com believe that credit report and scores can affect the way we live in a world that revolves around the word “credit”. It can and does affect everything we do in the financial part of our life. It dictates our interest rates on our mortgages, auto and personal loans, auto insurance, credit card accounts and even employment opportunities.

Restoring your credit is one of the most important financial decisions you will make in your life and we would like to be a part of it. EditYourCredit.com is a trusted company where we take your credit situation very seriously as if it were our own. The credit restoration process is personal, convenient, and effective and dealt with trust and dignity.

What We Do:

At Edityourcredit.com is a credit service that helps and specializes in credit restoration and to assist the customer or client in a manner that we feel is in the best interest of their own situation.

After going through my own credit report, I myself found that I had bad credit accounts and collections that I am too ashamed to list. After recognizing this I then realized that there were a lot of erroneous and incorrect data and information on my credit report that were very damaging to my credit rating and reputation.

I then started a dispute process with the credit bureaus to verify their listings on my credit report and that if they could not, to please remove it from my credit report and then send me an updated one to verify the deletions and corrections. This is allowable by law according to the Fair Credit Reporting Act and Fair Debt Collection Practices Act and depending on your state, and Statue of Limitations. These are laws that protect you the consumer from unverifiable, inaccurate or incorrect information.

It is estimated that more than 70% of all credit reports contain inaccurate information. After I had raised my score 191 points in a four month period, I decided to help friends and family members who found themselves in bad situations.

After the results were in, with a very high success rate I might add, I decided to do this for a living. I know what it is like to live with less than perfect credit and believe me, it is no picnic.

Credit is a very valuable asset in this world we live in and we must use it wisely. We live in a 'credit world ' and with bad credit it makes life a lot harder and uneasy. Your car, mortgage, auto insurance, personal finances, etc. all revolves around the word ' credit '. Remember to Edit Your Credit on a daily or annual basis. You will be glad you did!

Take care and may your credit be the biggest asset of your life!

- Neal