Welcome to Edit Your Credit, LLC!
Want to fix your credit report? We can help you legally have errors and mistakes removed from your credit report! At Edit Your Credit, we believe that credit reports and scores can affect the way we live in a world that revolves around the word "credit". It can and does affect nearly everything we do in the financial part of our lives. It dictates interest rates on our mortgages, auto and personal loans, auto insurance, credit card accounts, and even employment opportunities. Repairing your credit is on the most important financial decisions you will make in your life and we would like to be a part of it! We take your credit situation very seriously - as if it were our own! The credit restoration process is personal, convenient, effective, and dealt with trust and dignity.
At one time the term "credit repair" had done wonders and produced very good results up until a few years ago. Now with the credit scoring system having changed their formula over the past 3-4 years, credit repair just does not work by itself. We have learned along with credit repair being "part", but an important process or ingredient in credit restoration, we have found that obtaining new credit, re-establishing or rebuilding your credit portfolio, negotiating a debt, and settling on a preferred pay per delete is in the best interest of our potential clients. Credit education and credit coaching are a very vital part of our program, in which people "learn" why we do what we do, and once they've completed our program they find themselves understanding why their credit is so important and how to maintain good credit.
Credit restoration can be very confusing with so many differing opinions and myths that are being perpetrated by people and even the credit bureaus. We want to clear up some of these myths about credit restoration and give you the facts.
One of the first things you need to realize is that errors on a credit report can be removed, but you do not need to pay an attorney a lot of money to have it done. Typically, when you hire a big firm to remove errors on your credit report they will charge you a high fee and drag the process out for a very long time.
In our study we found the average client has been with these big firms for about 13 months before they noticed an improvement in removing negative items from their credit report. The myth about credit restoration is that it always takes a long time to remove inaccurate information from your credit report and obviously, that is not true. Click here for more myths and facts about credit restoration..
Pay your bills on time, one simple late payment can devastate your credit score. This cannot be over emphasized. When it comes to credit restoration, every detail matters.